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Why Choose BCU?

Powered by Merchants Bank of Indiana, ranked the one of the best-performing public banks in the country*, BCU Mortgage Services empowers banks and credit unions to offer, originate, and support mortgage lending services that retain and deepen customer and member relationships.

*S&P Global Market Intelligence 2022 ranking of US public banks over $10 billion in assets.

Couple handshake mortgage officer worker, accept bank loan terms and rates feel satisfied. Make financial deal, take credit, buying insurance cover, receive professional consult, sign contract concept

With TPO Broker Channel:

  • you have access to long-term, fixed-rate mortgage products;
  • you have greater customer/member retention and share of wallet;
  • you maintain contact with your customers/members throughout the loan process;
  • you receive a customized and branded online mortgage application to add to your institution's website;
  • you minimize risk to your institution while generating fee income;
  • you select the compensation plan that meets your market competitiveness;
  • we provide all fulfillment processes to close your loans on time, with no additional overhead; and
  • you have access to our team with extensive experience in secondary market lending to answer your questions along the way.

With Mini Correspondent Channel:

  • Originate secondary market eligible home loans on your own systems and control the process.
  • Register and lock loans with us for delivery into the Secondary Markets.
  • Control the preliminary running of Credit Report and AUS (DU/LP).
  • Control the initial disclosures delivered to the applicant.
  • Process the loan according to DU/LP findings and submit to us for underwriting and document preparation.
  • Access a secure online portal for uploading of documents, pipeline management and loan application review, status.
  • Manage the closing date when clear to close is obtained.
  • Generate fee income.
  • Maintain customer contact throughout the loan process

For more information, contact us at:

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